European PayPal Alternatives
A curated collection of the 4 best European alternatives to PayPal.
The best European alternative to PayPal is Sling Money. If that doesn't suit you, we've compiled a ranked list of other European PayPal alternatives to help you find a suitable replacement. Other interesting alternatives to PayPal are: Wero, Klarna and Mollie.
PayPal alternatives are mainly FinTech Solutions. Browse these if you want a narrower list of alternatives or looking for a specific functionality of PayPal.
This list contains services from companies based in a member state of the European Union (EU), the European Economic Area (EEA) and the European Free Trade Association (EFTA). You can read more about the listing conditions here.
Netherlands
United KingdomSend money globally in minutes at very low cost. Connect local payment methods, search recipients by name, and transfer funds between accounts or via messaging apps.
Sling Money offers a faster and less expensive method for moving money globally, utilizing advanced payment technologies. It seamlessly integrates with local payment systems worldwide, enabling you to use your preferred financial products.
Sending money is straightforward with these three steps:
- Add Funds: Connect your bank account, debit card, or mobile money account. Your local currency is converted into a digital stablecoin in your Sling Wallet.
- Find Recipient: Search for anyone in the global directory using just their name, eliminating the need for account numbers.
- Send Instantly: Specify the amount in any currency. The funds arrive immediately and can be converted to the recipient's local currency, simplifying exchange rate concerns.
Key advantages include:
- Worldwide Access: Send and receive money from virtually anywhere.
- Rapid Transfers: Funds typically arrive in minutes.
- Cost-Effective: Enjoy significantly lower fees.
- Flexible Options: Transfer between your own accounts in over 70 countries, or send money via a message using a Sling Link—no bank details required from the recipient.
- Full Ownership: Your Sling Wallet ensures you have complete control over your funds. Money is converted to digital currency, and transactions occur on a secure blockchain, enabling instant, low-cost global transfers.
BelgiumMake fast, secure digital payments across Europe. Send and receive funds between bank accounts in under 10 seconds using only a phone number. Simple and seamless.
Wero enables fast and secure digital payments, allowing you to send and receive money between bank accounts in under 10 seconds, 24/7. It's designed for simplicity and seamless transactions across Belgium, France, and Germany, with all you need being a phone number.
Key benefits include:
- Super fast payments: Transactions complete in less than 10 seconds.
- Always available: Send and receive money day or night, including weekends.
- Easy access: Available to most bank customers in initial launch countries.
- Borderless banking: Effortlessly send money to friends and family across supported European countries.
- Made in Europe: A proudly European solution.
Wero is just getting started, with plans to expand to more European countries like the Netherlands in 2025. Future updates will also introduce capabilities for in-store and online purchases, as well as managing subscriptions directly from your Wero digital wallet. This makes it easier to settle up with family and friends, pay your share for group activities, or quickly reimburse someone.
SwedenCompare prices across thousands of Spanish stores and pay flexibly. Shop securely online, in-app, or in-store with multiple payment options.
Klarna helps you save by comparing prices on 3.4 million products from 6,400 Spanish stores. Discover the best deals and choose how you want to pay: immediately, in 30 days, or in flexible installments (3, 6, or 12 months). Shop with confidence online, in your favorite physical stores using the app, or directly within the Klarna app itself.
Key benefits include:
- Flexible Payments: Tailor your payments to your budget.
- Interest-Free Options: Pay on time and avoid interest on select plans.
- Simple Checkout: Enjoy a quick and hassle-free payment process.
- Security and Buyer Protection: Shop securely knowing your purchases are protected.
- Cashback and Exclusive Offers: Get more value with cashback and special deals available in the app.
- Save and Manage Finances: Some account options allow you to save and earn interest.
Control your spending, find great deals, and enjoy a smoother shopping experience.
Accept online and in-person payments quickly with transparent pricing. Supports all leading payment methods to help grow your business.
Mollie provides a comprehensive solution for businesses of all sizes to manage online and in-person payments effortlessly. Powering growth for over 250,000 businesses, from startups to enterprises, it offers a single platform to drive revenue, reduce costs, and simplify financial management.
Key benefits include:
- Effortless Payments: Accept all leading payment methods online and in-person, including innovative options like Tap to Pay on iPhone.
- Simplified Finances: Manage payments, subscriptions, financing, reconciliation, and fraud prevention all in one place.
- Business Growth: Increase conversion with a personalized checkout experience and get paid faster using secure payment links.
- Seamless Integration: Connect easily with prebuilt integrations for popular ecommerce platforms and tech stacks, or utilize ready-to-go client and server libraries.
- Dedicated Support: Access industry-leading support whenever your business requires it.
Use the centralized dashboard for managing payments, gaining insights, accessing funding, and streamlining accounting. This platform helps you accept online payments, set up terminals for in-person transactions, simplify subscription billing, and effectively combat fraud.
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